Renting a car can be an exciting adventure, but understanding the ins and outs of insurance coverage is crucial for a worry-free experience. At Easy Rent, we’re committed to providing clarity and peace of mind when it comes to insurance options for your rental vehicle. Here’s everything you need to know:

 

Included Insurance Coverage

When you rent a car with Easy Rent, your rental rate includes essential insurance coverage to protect you on the road. This typically includes:

• Third-Party Liability Insurance: Covers damages or injuries to third parties in the event of an accident where you are at fault.
• Collision Damage Waiver (CDW): Also known as Kasko insurance in Albania, this provides coverage for damage to the rental vehicle, typically with a 80% to 90% coverage rate. The remaining value also known as excess is the customer’s liability.

Understanding Excess

Excess refers to the percentage value of damages that will not be covered by insurance  unless the customer purchases Total Coverage Protection (TCP). Typically there is a upper limit figure when it comes to excess and it greatly varies by the vehicle.
It’s important to be aware of the excess amount and consider whether additional coverage is needed to minimize out-of-pocket expenses in case of an accident.

 

Total Coverage Protection (TCP)

For added peace of mind, Easy Rent offers Total Coverage Protection, a comprehensive package that waives any liabilities in the event of an accident. With TCP, you can enjoy your journey without worrying about unexpected expenses or damages.

 

The Smart Choice

When it comes to insuring your rental car, making the right choice can make all the difference in your peace of mind and financial security. At Easy Rent, we believe in offering straightforward and reliable insurance options to ensure your journey is worry-free from start to finish. Here’s why buying insurance directly from us is the smart choice:

• Zero Liability in Case of Accident: When you purchase insurance directly from Easy Rent, you’re not liable to pay anything in the unfortunate event of an accident. We’ve got you covered, so you can focus on enjoying your travels without worrying about unexpected expenses.
• Peace of Mind: With Easy Rent insurance, you don’t have to worry about what happens to the car next. Our comprehensive coverage options ensure that you’re protected against damages, theft, and other unforeseen circumstances, allowing you to travel with confidence.
• Maintained Credit Score: Unlike other providers such as banks or online aggregators, purchasing insurance directly from Easy Rent means you won’t have to submit any claims yourself. This means your credit score remains unaffected, as you won’t be dealing with third-party claims processes or potential disputes.
• Simplified Process: Your sole responsibility with Easy Rent insurance is to fill out the necessary police report in the event of an accident. We handle the rest, ensuring a streamlined and hassle-free claims process for our customers.

We really wanted to list a few drawbacks but did not find any on our side 🙁 . However here are some potential drawbacks to consider when using insurance for rental cars from other providers such as banks, insurance companies or OTA:

• Out-of-Pocket Expenses: If you opt for insurance from other providers, you may be responsible for paying the excess out of pocket in the event of an accident, leading to unexpected expenses and financial strain.
• Complex Claims Process: Gathering the required documents and submitting a claim yourself can be time-consuming and complicated. Other providers may also take a long time to respond and offer reimbursement, causing delays and frustration.
• Risk of Rejected Claims: In some cases, other providers may refute parts of the claim or offer significantly less reimbursement than expected, leaving you with additional expenses and unresolved issues.
• Impact on Credit Score: Claims filed directly by the customer can potentially affect their credit score, especially if disputes arise or reimbursement is delayed.

 

Conclusion

Navigating car rental insurance can seem daunting, but with Easy Rent, you can rest assured knowing that you’re covered every step of the way. From included insurance coverage to Total Coverage Protection options, we’re here to make your rental experience seamless and worry-free. Whether you choose to purchase insurance directly with us or through an OTA, we’re committed to providing transparency, flexibility, and peace of mind for your journey ahead.